Means-testing for Medical Expenses
Queensland - 29/10/2005
Premier Peter Beattie has caused a stir by suggesting that patients could be means-tested to determine whether they should contribute to the cost of medical expenses.
We live in a nation where we take so much for granted. The ability to cater for our medical needs without paying a cent is one of these things. No wonder so many people were flabbergasted at Mr Beattie’s suggestion. Taking away something that people take for granted always causes a stir.
But let’s put things in perspective. How much do most people pay for the health of their car? Some can’t afford cars at all. Some can only afford cheaper cars, so they don’t have to invest a lot in its health. Some can afford more expensive cars – which would in turn have a higher cost to keep maintained. Why shouldn’t a person’s health be the same? Those who are not able to afford it should still be provided with free health cover. But those who can afford to buy and maintain more expensive cars should be willing and able to spend more on their own health as well.
Of course, this is what private health cover is for. But again, people take the free system for granted and don’t bother with private cover. If people on higher incomes were forced to pay for medical expenses, they’d be more likely to take out private cover which in turn would push premiums down.
The whole system needs an overhaul – and I think Mr Beattie’s suggestion is a good start.
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